Buying an apartment increasingly involves analysing available support programmes that can make financing the investment easier. For many people, it is important not only to find the right location or apartment size, but also to take advantage of solutions that help obtain a mortgage on more favourable terms. That is why an important piece of information for those planning to buy an apartment in Poznań is that the Panoramiqa 2 development, delivered by BPI Real Estate Poland, meets the conditions of the Family Housing Loan. This opens up additional financing opportunities for purchasing an apartment in this development.
What is the Family Housing Loan?
The Family Housing Loan is a programme designed to support people who want to buy an apartment or a house but do not have the required own contribution. Under the programme, Bank Gospodarstwa Krajowego may guarantee part of the own contribution, making it easier to obtain a mortgage from a commercial bank.
The programme is primarily aimed at people buying their first home. In practice, this means that it may be possible to finance the purchase of a property even when the buyer does not have the full amount required by the bank as their own contribution.
It is also worth noting that the programme includes specific property price limits. This means that the price of the apartment must fall within the limits set by the state, which are updated every quarter.
Apartment price limits in 2026
According to the list of limits applicable in the first quarter of 2026, the maximum price per 1 m² of an apartment in the city of Poznań is:
● PLN 13,478.50/m² – with a coefficient of 1.4
● PLN 12,515.75/m² – with a coefficient of 1.3
These limits define the maximum price per square metre of a property that qualifies for the programme. In practice, this means that apartments meeting these criteria may be financed under the Family Housing Loan.
Can the programme make it easier to buy an apartment in Panoramiqa 2?
For many people, the biggest barrier when buying an apartment is the moment of starting the financing process, including credit formalities and the need to meet specific bank requirements. When a development meets the conditions of the Family Housing Loan programme, the whole process may become much more accessible for people planning to buy their first home.
In the case of Panoramiqa 2, developed by BPI Real Estate Poland, it is important that the apartments in this development fall within the programme’s price limits. As a result, people interested in purchasing an apartment can consider an additional financing path when planning their budget and speaking with a bank.
This solution increases flexibility when making a decision to buy an apartment. For many buyers, it means the possibility of choosing a new apartment in a developing part of the city without having to give up on a development that meets specific standards or offers a good location. In practice, the programme therefore becomes an additional tool that may help make the plan to purchase an apartment in Panoramiqa 2 a reality.
Why is it worth considering Panoramiqa 2 right now?
The combination of an attractive location, an experienced developer and the possibility of using the Family Housing Loan makes Panoramiqa 2 a development worth considering.
For many buyers, the key point is that the project meets the programme requirements, which may significantly facilitate the financing of an apartment purchase. At the same time, the opportunity to see the completed Panoramiqa 1 stage provides greater confidence when making a decision.
This is a good moment to take a closer look at the development and check the available apartments, especially if you are planning to buy your first home and want to take advantage of available forms of support.